Getting into prop trading doesn’t have to burn a hole in your wallet.
While some firms charge hundreds just to take a challenge, others offer a way in for much less.
If you’re smart about it, you can start your trading journey with just a small upfront cost.
But cheap doesn’t mean bad. Some affordable prop firms actually offer better rules and support than the expensive ones.
Let’s take a look at the cheapest prop firm accounts that give you a real chance to prove yourself.
Cheapest Prop Firm Accounts
1. IC Funded
IC Funded is one of the newer names, but they’re already getting attention for how low their fees are.
You can start a challenge here for as little as $30 for a $5,000 account.
What makes IC Funded stand out is the flexibility. There’s no time limit on passing the evaluation.
You can take your time and wait for the right trades instead of rushing to meet a deadline.
They also offer:
- Fast funding options
- Payouts up to 90%
- Free retry if you don’t hit the profit target but stay in the rules
This is a great option for beginners who want to grow slow without pressure.
2. Funded Trading Plus
Funded Trading Plus is priced fairly, with a $50 challenge for a $12,500 account. What sets it apart isn’t just the price—it’s the rules.
No time limit to pass the challenge, and you can trade news and hold over the weekend.
They’ve also got a strong rep for transparency. Payouts are quick, and there’s no drama with fine print. You also keep the first payout without even hitting the profit target, which is rare.
This firm gives traders real breathing room to grow into consistency.
3. Seacrest Funded
Seacrest Funded has a simple offer: $45 for a $5,000 account, and a clean two-phase model. The drawdown rules are reasonable, and profit targets are realistic.
While the brand is smaller, it’s picking up steam with its fast onboarding and affordable retry policy.
If you’re testing out prop firms for the first time, this is a low-risk way to start.
The downside? Not as many account sizes yet—but if you’re starting small, it’s a smart pick.
4. ThinkCapital
ThinkCapital rounds out the list with a $45 starting price for a $5,000 account. It’s beginner-friendly, and they’ve simplified the entire evaluation system.
No complicated metrics. Just hit your target and stay within risk limits. They also have a strong trader dashboard and responsive support.
This firm is best for people who don’t want too many rules or headaches and just want a shot at growing with a prop firm.
5. FXIFY
FXIFY starts at just $39 for a $5,000 challenge, which puts it among the most budget-friendly in the prop trading world.
It also offers multiple challenge types, including a single-phase option, which is easier to pass.
They pay out up to 90% profit share and allow weekend holding. That’s helpful for swing traders who don’t want to close everything on Friday.
FXIFY has been growing fast, and many traders praise its solid customer support and responsive dashboard.
6. City Traders Imperium
City Traders Imperium has been around longer than most on this list. It costs $59 for a $10,000 evaluation, which is more than others but still under the cheap category.
What makes them special is their long-term mindset. CTI gives up to six months to pass the evaluation, and you can scale up to a $2 million account.
They also don’t force you to copy-trade or use strict EA rules.
It’s better for experienced traders who want time and a real career path in prop trading.
7. The 5%ers
The 5%ers used to be expensive, but their Low-Cost Bootcamp Plan changed the game. For just $55, you can access a $6,000 account with a three-stage funding program.
They’re strict with rules—lower daily drawdown and slower scaling—but they’re reliable. This firm is known for longevity and support.
If you want to take things seriously and get funded by a company that sticks around, The 5%ers is a solid bet.
8. Blueberry Funded
Blueberry Funded is newer, but it’s making waves. The starting challenge is only $49, and they offer some of the best profit splits—up to 90%.
They also have a strong dashboard and payout system. Most traders get their first payout within two weeks after qualifying. They don’t overcomplicate things, and the trading rules are fair.
This firm is great for traders who want simplicity, speed, and strong payout terms.
9. Bright Funded
Bright Funded gives you access to a $5,000 challenge for just $40, making it one of the lowest-cost entries out there.
The firm is focused on giving more traders a chance, even with a smaller budget.
They offer:
- 1-phase and 2-phase challenges
- Weekend trading
- 85% profit share after the first withdrawal
Their model is built for speed and flexibility. For traders who want to test the waters, Bright Funded offers a safe entry.
10. Funded Next
Funded Next has a wider range of accounts, but their cheapest option starts at $49 for a $6,000 account.
They’re well-known for their community and transparency.
Their evaluation program includes two phases and allows high leverage. You can trade news, use EAs, and get funded quickly.
One highlight is the 15% profit split even during the evaluation. That means you earn before getting fully funded.
Comparison Table: Cheapest Prop Firms at a Glance
| Prop Firm | Starting Price | Account Size | Profit Split | Evaluation Type |
| IC Funded | $30 | $5,000 | Up to 90% | 2-phase, no time limit |
| FXIFY | $39 | $5,000 | Up to 90% | 1-phase and 2-phase |
| Funded Trading Plus | $50 | $12,500 | 80–90% | 2-phase, no time limit |
| Seacrest Funded | $45 | $5,000 | 80–90% | 2-phase |
| City Traders Imperium | $59 | $10,000 | Up to 80% | 2-phase, long-term |
| The 5%ers | $55 | $6,000 | 50–75% | Multi-stage |
| Blueberry Funded | $49 | $5,000 | Up to 90% | 2-phase |
| Bright Funded | $40 | $5,000 | 85–90% | 1-phase and 2-phase |
| ThinkCapital | $45 | $5,000 | 80–85% | Simple 2-phase |
| Funded Next | $49 | $6,000 | 80–90% | 2-phase, early payouts |
Frequently Asked Questions
What Is the Cheapest Prop Firm to Get Started With?
Right now, IC Funded is one of the cheapest prop firms to get started. They offer a $5,000 challenge for just $30, and there’s no time limit to pass the evaluation.
That gives new traders more breathing room without the pressure of a countdown.
Are Cheaper Prop Firms Less Reliable?
Not necessarily. While some cheap firms may lack reputation or experience, many are reliable and offer great trader support.
For example, FXIFY, Funded Trading Plus, and The 5%ers are all budget-friendly but have proven track records, solid payout systems, and clear trading rules.
It’s always smart to read reviews and check the fine print before signing up.
What Should I Look for Besides the Price?
Besides the cost, pay attention to things like:
• Profit split percentage
• Evaluation rules (drawdown, time limits)
• Refund policy
• Account scaling opportunities
• Payout timelines
A firm like Funded Trading Plus, for example, gives you unlimited time to pass the challenge and still pays out quickly, which adds more value than just a cheap signup fee.
Can I Make Real Money with A Cheap Prop Firm?
Yes, you can. As long as you pass the evaluation and follow the rules, most cheap prop firms will fund you and give you a fair share of profits—often up to 90%.
Some even let you start earning during the evaluation, like Funded Next, which offers a 15% profit share even before you’re fully funded.
The key is consistency and risk management, not how much you paid to start.
Final Thoughts: Which Cheap Prop Firm Should You Pick?
If you’re tight on money and just want to get started, IC Funded and FXIFY offer the best value right now and they are on top of the top 10 cheapest prop firm accounts.
If you want more freedom and time to pass, Funded Trading Plus or City Traders Imperium are better fits.
For quick payouts and high profit splits, Blueberry Funded, Bright Funded, and Funded Next are strong choices.
And if you’re aiming for long-term growth and structure, The 5%ers is worth considering.
Cheap doesn’t always mean worse. Some of these firms give you more freedom, better profit splits, and faster payouts than the expensive ones.
Just make sure you’re ready to follow the rules, and pick a firm that fits your trading style.